Defendants falsely represented to customers they were also buying a prepaid debit card that they were only applying for a loan when. Through the online application, whenever applicants clicked a key having said that “finish matching me personally with a quick payday loan provider,” these were immediately registered to shop for a prepaid debit card. Customers had been charged a card enrollment charge of $39.95 to $54.95 for the card. In a few circumstances, customers had been led to think these people were getting a free “BONUS” card while being charged a $39.95-54.95 cost which was debited from their bank records.
The FTC mailed refunds of nearly $2 million to significantly more than 110,000 customers whom purchased the prepaid debit card.
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